
Are you looking for online loans via mpesa? How many times have you had a pressing money emergency? And despite asking your friends or family to help you out, they also happen to be in the same position, broke! Yet you urgently need the money to pay for expenses like transport, rent, shopping or even medical bills. It can be quite a pain and a struggle. That’s why the team at saidia created this list of top ten instant mobile loan apps to help you during such times. The apps we have listed here can be downloaded free in the google play store. These apps also offer instant loans and the loans are available in Kenya without security.
The list of instant loan apps that we have prepared allows for you to get loans in Kenya without security. Are you looking to get an emergency loan today? Then find below a list of apps for mobile loans in Kenya 2019.
DID YOU KNOW THAT ONLINE SHOPPING HAS EXPLODED IN KENYA OVER THE LAST 5 YEARS? CHECK THIS OUT TO SEE MORE
Top 10 Mobile loan apps in Kenya 2019

Tala Kenya
Downloads: 1 Million +
Rating: Average 4.7 / 5.0
Minimum: 500 Ksh Maximum: 50,000 Ksh
With Tala you can get online loans in Kenya via mpesa. It does so very quickly and simply. No need to scan your ID or take a picture or fill in a tala application form. You can find out exactly how Tala does this by reading our article here. Also, want to learn more about Tala mobile loan app, you can do so by reading our Tala app review.

Branch App
Downloads: 1 Million +
Rating: Average 4.6 / 5.0
Minimum: 250 Ksh Maximum: 70,000 Ksh
With the branch app you can get emergency loans in kenya . It does so very quickly and simply. No need to scan your ID or take a picture or fill in a branch application form. You can find out exactly how Branch does this by reading our article here. Also, want to learn more about Branch loan app, you can do so by reading our Branch app review.

Saida Loan App
Downloads: 500k +
Rating: Average 3.7 / 5.0
Minimum: 600 Ksh Maximum: 100,000 Ksh
The saida loan app enables you to get quick online loans in Kenya via mpesa. However it is does not have a straight forward mobile loan application process compared to Tala or Branch. To qualify for a small loan you require a deposit or guarantee to qualify for your 1st loan. Check out our full Saida loan app review to learn more about this app.

Timiza App
Downloads: 500K +
Rating: Average 3.9 / 5.0
Minimum: 500 Ksh Maximum: 50,000 Ksh
Timiza is an app by Barclays Bank Kenya that allows you to get online loans in Kenya. Timiza is interesting because it functions like a bank account once you have opened a Timiza account. To learn more about Timiza, check out our Timiza loan app review.

Okash App
Downloads: 1 Million +
Rating: Average 4.0 / 5.0
Minimum: 1,500 Ksh Maximum: 500,000 Ksh
The okash app enables you to get short time loans. It does so very quickly and simply. No need to scan your ID or take a picture or fill in a branch application form. Want to learn more about okash, check out the full review.

Haraka App
Downloads: 500K +
Rating: Average 4.7 / 5.0
Minimum: 500 Ksh Maximum: 5,000 Ksh
Haraka is a loan app that you can use to get small loans in Kenya. Just as the name suggests, it offers these loans quickly and hustle free.

Okolea App
Downloads: 100K +
Rating: Average 3.7 / 5.0
Minimum: 100 Ksh Maximum: 100,000 Ksh
Okolea is an app that provides instant loans to all Kenyans through their phones and allows them to increase their loan limits every time they repay their loans on time.
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Stawika App
Downloads: 100K +
Rating: Average 3.3 / 5.0
Minimum: 500 Ksh Maximum: 50,000 Ksh
Get Stawika mobile app and get instant loan to your phone via M-Pesa.
UbaPesa is the one stop app that brings together lenders and borrowers in one app. In the Money Market page you will find Borrowers on the left hand side and Lenders on the right hand side. Lenders are those out to make a profit on their money and Borrowers are those seeking to get a loan.
Usawa gives you access to fast and convenient loans to your M-Pesa. Use our loans to grow your business, pay your bills or deal with emergencies.