How to fuliza

How to Fuliza

 

How to fuliza

As an mpesa user, you will need to know how to Fuliza. This is so that you are able to access a quick mpesa loan in the form of an overdraft from your m-pesa wallet.

It is one of the mpesa loan facilities offered as an overdraft on your m-pesa wallet. 

Below, find the steps on how to Fuliza for paybill, buy goods and send money transactions.

How to Fuliza

Fuliza is a service that is easy to use. All you need to do is use the mpesa service as you would normally do and then follow the steps below

  • Make sure you have registered for the fuliza service.
  • Open mpesa menu.
  • Select either send money, paybill
    or buy goods. (See what you can and can’t pay for using Fuliza)
  • Enter amount
  • Press OK to complete transaction.
  • Enter your PIN.
  • Press OK.
  • The Fuliza Option will pop up.
  • Select yes.
  • Press OK to complete Fuliza transaction.

How to Fuliza when using paybill

  • Open mpesa menu
  • Select lipa na mpesa
  • Choose paybill
  • Input the paybill number followed by account number.
  • Enter the amount you need to pay and Press OK.
  • Next, Enter your PIN number and press OK.
  • The Fuliza option will pop up.
  • Select yes.
  • Press OK to complete the Fuliza transaction.

If the transaction is successful, you will receive a message confirming that the payment completed well. In case the payment through Fuliza doesn’t complete successfully, make sure to check your limit.

How to Fuliza using buy goods

  • Open mpesa menu
  • Select lipa na mpesa
  • Choose Buy Goods
  • Input the Buy goods till number.
  • Enter the amount you need to pay and Press OK.
  • Next, enter your PIN number and press OK.
  • The Fuliza option will pop up.
  • Select yes.(1)
  • Press OK to complete the Fuliza transaction.

How to Fuliza when sending money

  • Open mpesa menu
  • Select Send money
  • Enter the recipient’s phone number
  • Enter the amount you need to pay and Press OK.
  • Next, enter your PIN number and press OK.
  • The Fuliza option will pop up.
  • Select yes.
  • Press OK to complete the Fuliza transaction.

How to check your limit

To check your fuliza limit / balance, dial code *234# and select Fuliza mpesa. Next, you will select check your limit. Wait for an SMS message confirming your available limit.

Summary

Always make sure to follow the terms and conditions.

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