Best loan apps for Iphone IOS in Kenya 2024 (apply for mobile loan on ios)

Do you need to apply for a cash loan on your Apple iPhone IOS in Kenya through an app? Well, that can be quite hard because most loan apps that work on Android do not work well on ios. This proves to be a challenge to many iphone users in Kenya to get a mobile loan and cash sent directly to their phone. However, here we take you through 10 ways to apply for an mpesa mobile loan on ios through apps and USSD directly to your iPhone. 

iphone ios loan apps apply for loan in Kenya

Loan apps on iPhone can be difficult to find. iPhone users can have a hard time finding a suitable and reliable m-pesa mobile loan app to use to borrow money in Kenya. This is because ios have very strict security when it comes to apps.

However, there are a few mobile loan apps for ios that work and you can qualify for a loan fast on your iPhone, and here we list them for you ie iPhone loan apps Kenya. 

For example, Timiza for ios is one of the few good loan apps for iphone in Kenya, just to mention one. Also, iPhone users can apply and qualify for mpesa loans through USSD by dialing a code on their phone.

Not only that, there are loans offered on the mpesa menu for example through KCB M-PESA and mshwari which don’t need iso loan apps. Below, find a complete list of the 10 best mobile loans for iPhone ios users in Kenya, which includes both loan apps in Kenya for iPhone and non loan app methods.

1. Timiza

IOS users can download the Timiza app from the apple iTunes store and apply for a cash loan that will be sent directly to their m-pesa account. The loan app offers between 500 Ksh to 100,000 Ksh loan if you meet the requirements. 

Timiza is a banking service that is offered by ABSA bank (formerly Barclays bank). Using their USSD service, new users can register on the platform and apply for a loan using an iPhone. To apply for a loan this way, dial *848# on your phone.

Note: To use the Timiza service, you do not have to have an ABSA account. Quickly and easily register for a new account and apply for a loan.

To start using the service, use the Timiza ussd code is *848# which you can access by dialing from your phone.

If you need to get in touch with customer service for assistance with Timiza USSD service you can contact customer service here.

This solution from ABSA is a True and functioning loan app on iPhone. To see other services that Timiza offers, and how to register an account once you have installed the app check out this Timiza app complete guide.

Download Timiza.

2. Zenka loan

This cash lending app is available both as an app on the apple store and also through the USSD service in Kenya. It is one of the few ios loan apps in Kenya.

Zenka loan app offers quick cash mpesa loans for ios users. The loan you qualify for is sent directly to your mpesa account. You can qualify for a loan between 500 Ksh and 100,000 Ksh.

You can get started by downloading the Zenka loan app here to get the loan app for iPhone. 

To access the service directly without downloading an app, use the zenka loan USSD code by dialing *841#.

Need more details about the Zenka loan for example interest rates, repayment period, and maximum and minimum amounts, check out this complete zenka loan app guide. It is offered by zenka finance company.

Download Zenka on apple itunes store.

3. KCB MPesa

The KCB M-Pesa service is another way to get iPhone loans in Kenya. The reason this works and you can get an iPhone loan is because you can access it from the mpesa menu or through USSD code.

Not only that, this service can be accessed directly from the mpesa menu on your phone. Here is a detailed step by step guide on how to access cash loans from this lending platform offered by KCB bank for iPhone users.

To start applying for a cash loan through KCB Mpesa, dial  *522# from your phone to access USSD services.

4. Okolea

Okolea is one of those unique loan offering services in Kenya that operate both using an iphone IOS phone app and a USSD code. Offered by Okolea international, the service allows you to apply for a loan using any phone in Kenya. So you as an iPhone user can apply for a loan in directly from your phone.

To start using okolea loan, dial the USSD code is *842# from your phone.

Download okolea on apple itunes store.

5. HF Whizz

This is a service offered by the housing finance company of Kenya and is available directly on your phone. To access the HF Whizz ussd code dial*618#.

If you have any inquiries about this service offered, you can reach out to HF whizz on their website.

6. Pesapap

Pesapap is a popular banking service that gives cash loans through its USSD service. It is offered by Family bank of Kenya and comes with banking services to it once you have registered.

This means that iPhone ios users can apply and qualify for a loan on pesapap. To access the pesapap ussd loan dial code *325# on your phone. If you have any questions about the service, you can reach the pesapap team on the website.

7. Okao mia loans

Okoamia is a unique USSD loan service offered by okoamia ventures. If you need to apply for a loan on okoa mia then dial the okoa mia USSD code *628# on your phone. In case you have questions about the service, you can get support by visiting their website.

8. Hela247

Another way to access loan apps for iphone is by using the Hela247 service which is offered by Century MFB.

The Hela247 loan USSD code is *871# which you can access by dialing your phone.

9. M-fanisi

This service is offered by maisha bank and has provided a USSD code that a user looking for a cash loan can use to access services.

The M-fanisi loan USSD code is *281# which you can access by dialing on your iphone.

10. Pesa Pata

This is the last USSD loan service platform that we cover in this article. Pesa pata is offered by Paddy Micro Investments Company.

To access the okolea loan USSD code dial *269# on your phone and follow the instructions.


All these services need you to be a registered Safaricom user. Money is normally sent to your m-pesa wallet when applying for cash on this loan apps for iPhone. 

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